The BicCamera Suica credit card, issued by View Card Co., Ltd. in partnership with BicCamera and JR East, is a multifunctional smart card.
It combines powerful features into one: Bic Point (electronics store loyalty), JRE Point (JR East transit rewards), Suica (transit IC card for trains and buses).
This makes it a popular choice for commuters, students, and tech shoppers in Japan who want reward points, auto-reload Suica, and ease of use with one card.
What Makes This Card Special?
Unlike typical credit cards, the BicCamera Suica Card is a four-in-one solution:
- Bic Point: Earn store-specific points when shopping at BicCamera, Kojima, or Sofmap.
- JRE Point: Earn and redeem JR East travel and station shopping points.
- Credit: Accepted at JCB-affiliated stores in Japan and overseas.
- Suica: Automatically charges your IC card balance for transit and retail use.
How to Apply Online: Step-by-Step Guide
Applying is straightforward but detailed. Here’s how you do it:
1. Go to the Official Application Page
Visit https://www.biccamera.com, find the BicCamera Suica Card, and click “Click here to apply online”.
To apply, you must be 18 or older, reside in Japan, have a bank account in Japan, and complete identity verification with a My Number card or official ID.
2. Fill in Personal Information
You must provide:
- Full name and address in Japan
- Phone number and email
- Family information (e.g., household size, marital status)
- Income level
- Occupation or school info
3. Enter Card Setup Details
You’ll also need to input:
- Desired card brand (JCB or VISA)
- Preferred PIN code
- Card usage purpose
- If you want an ETC card for highway tolls
- Whether you want to enable auto-payment services
- Your existing Bic Point card number (optional if you want to merge points)
4. Online Account Transfer Application
You must complete an Online Account Transfer Application (口座振替申込) to link your bank for automatic monthly bill payments.
This requires your bank account number, bank branch, and online verification through your bank’s portal or My Number card
5. Identity Verification
Upload or scan your My Number card (or other approved ID) for final identity confirmation.
6. Submit and Wait
Applications are usually reviewed within 7 to 14 business days. You’ll receive a notification via email or mail if your application is approved.
Main Features
Basic advantages of the BicCamera Suica credit card
- Suica Auto-Charge: Automatically reloads your Suica when it runs low.
- Points System: Earn: 10% Bic Point in-store + 1.5% JRE POINT when paying by credit = Up to 11.5% back
- Travel Support: Use across JR East trains, in-station stores, and station rental cars.
- Mobile Suica Compatible: Sync with Mobile Suica for app-based travel and purchases.
- Overseas Usability: Works anywhere JCB is accepted worldwide.
Unique Extras You Might Not Know
- Use WAON POINTS to charge Suica
- Eco Paperless Option: Earn extra points if you go paperless
- Use the View ALTTE ATMs for Suica and cash functions
- Exclusive in-store BicCamera discounts and coupons
- Access to JRE Mall bonus points for online shopping
- No ¥500 Suica deposit is required with this card
Credit Limit and Spending Control
- Initial Credit Limit: ¥100,000 to ¥500,000 based on credit history
- Auto-Charge Limit: Typically ¥20,000 (adjustable)
- Spending Review: Use the View Card mobile app or Net Service to check usage and history
Mobile Integration Options
This card integrates with several useful platforms. Use Mobile Suica App to set auto-charge, view balance, and history.
With View Card App you can track card usage and get alerts, and JRE POINT App helps to manage and redeem points.
Apple Pay is used for contactless Suica payments.
Common Issues and How to Prevent Them
Many problems could appear with this card. You must double-check income, bank info, and ID validity to avoid unfair denial.
Register your Bic Point number during the application to properly make use of your rewards.
If you can use auto-charge, ensure Suica is correctly registered and the feature is enabled in the app.
Remember, you must explicitly opt in for an EBT card request during the application if you want to receive it.
Comparison: BicCamera Suica Credit Card vs Other Suica Cards
If you’re considering a Suica-integrated credit card, it’s helpful to see how the BicCamera Suica Card compares with other similar options:
| Feature | BicCamera Suica Card | View Suica Card | ANA View Suica Card | JAL View Suica Card |
| Issuer | View Card + BicCamera | View Card | ANA + View Card | JAL + View Card |
| Suica Integration | ✅ Auto-charge + Mobile Suica | ✅ Auto-charge + Mobile Suica | ✅ Auto-charge + Mobile Suica | ✅ Auto-charge + Mobile Suica |
| Main Points Program | Bic Point + JRE POINT | JRE POINT | ANA Mileage Club + JRE POINT | JAL Mileage Bank + JRE POINT |
| Point Rate on BicCamera | Up to 11.5% (10% Bic + 1.5%) | ~0.5% to 1.5% | ~1% JRE + ANA miles (per ¥200) | ~1% JRE + JAL miles (per ¥200) |
| Annual Fee | Free 1st yr, ¥524 after (waived w/ use) | Free 1st yr, ¥524 after | ¥2,200 (incl. tax) | ¥2,200 (incl. tax) |
| Travel Perks | Basic JR East station discounts | Basic JR East benefits | ANA travel rewards & discounts | JAL travel rewards & discounts |
| Mileage Earning | ❌ No airline miles | ❌ No airline miles | ✅ Earn ANA miles | ✅ Earn JAL miles |
| Ideal For | BicCamera shoppers + commuters | Basic Suica users | ANA travelers + rail commuters | JAL travelers + rail commuters |
Interest Rates and Fees
Here are the key financial terms:
- Annual Fee: Free for the first year. ¥524 per year afterward (waived if used at least once annually)
- Purchase Interest: Up to 15.00% APR
- Cash Advance: Up to 18.00% APR
- Late Payment Fee: Up to 20.00%
- Foreign Transaction Fee: ~1.6–2.0%
Customer Service & Support
If you need help, contact:
- Phone: 0570-010-500
- Hours: Mon–Sat, 9:00 AM–5:00 PM (closed holidays)
- Address: View Card Co., Ltd., 2-1-1 Yoyogi, Shibuya-ku, Tokyo 151-8578
Conclusion
The BicCamera Suica credit card is a powerful everyday card that combines shopping rewards, public transit access, and credit features into one product.
If you shop at BicCamera, commute by train, or want to simplify your wallet, this card is an ideal choice.
You can apply online, link your bank, and enjoy convenience and savings all in one place.
Disclaimer: This article is intended for informational purposes only. Terms and conditions may change. Please refer to the official View Card website for the most accurate, up-to-date information. This is not financial advice and does not guarantee approval.