The ANA JCB Wide Gold Credit Card is designed for Japan-based travelers who frequently fly with ANA and wish to earn miles on every purchase.
It combines premium travel perks, insurance coverage, and exclusive ANA benefits under one card.
This guide explains how to apply, what features you unlock, and why it’s a strong choice for frequent flyers.
Why Choose the ANA JCB Wide Gold Credit Card?
This card offers substantial mileage rewards, premium travel perks, and exclusive ANA privileges.
If you frequently travel with ANA, it gives you added value far beyond basic credit cards.
- Earn ANA Miles Easily – Get miles on every purchase and bonus miles when you sign up or renew annually.
- Airport Lounge Access – Enjoy complimentary access to select domestic lounges across Japan for a comfortable travel experience.
- Travel Insurance Coverage – Includes up to ¥50 million in overseas accident insurance and purchase protection.
- ANA Exclusive Perks – Priority check-in, ANA Pay compatibility, and discounts on flights and tours.
- Oki Doki Point Program – Earn 1 point per ¥1,000 spent and convert them automatically to ANA miles.
- Global JCB Support – Access to JCB Plaza support centers overseas and wide merchant acceptance in Japan.
Features and Benefits Overview
The ANA JCB Wide Gold Credit Card offers travel perks, insurance coverage, and flexible payment options. Here’s what you get as a cardholder:
- Welcome & Renewal Miles – Earn 2,000 ANA miles when you get the card and 2,000 more each year upon renewal.
- Airport Lounge Access – Free use of lounges at major airports in Japan, including Haneda and Narita.
- Travel Accident Insurance – Coverage up to ¥50 million for overseas travel and up to ¥5 million for domestic trips.
- Purchase Protection – Covers accidental damage or theft up to ¥5 million per year.
- Mobile Payment Support – Compatible with Apple Pay, iD, and QUICPay for cashless shopping.
- Oki Doki Points Conversion – Earn 1 point per ¥1,000 and auto-convert to ANA miles at a 1:3 rate.
- JCB Plaza Assistance – Get travel help and support at JCB Plaza locations around the world.
Who Can Apply for the ANA JCB Wide Gold Credit Card?
This card is designed for applicants who meet certain eligibility criteria.
Here’s what you should know before you apply:
Age & Residency
- Must be 20 years or older
- Must have a valid address in Japan
Income & Employment
- Stable income (salaried or self-employed)
- Ability to demonstrate financial reliability
Documentation Required
- Valid government-issued ID or residence card
- Income proof (e.g., payslips, tax returns)
- ANA Mileage Club number (optional, but recommended for bonus miles)
How to Apply Online
You can complete your application for the ANA JCB Wide Gold Credit Card entirely online in English or Japanese.
Follow these steps to apply securely and efficiently:
- Visit the Official Site: Go to JCB Japan’s card application page and select the ANA JCB Wide Gold option.
- Choose Your Language: Select English or Japanese according to your preference for the form.
- Enter Personal Information: Fill in your name, address, date of birth, and contact details.
- Provide Employment & Income Details: Include your job title, employer name, annual income, and industry.
- Submit Required Documents: Upload scans or photos of your ID/residence card and income proof.
- Select ANA Mileage Club Integration: Input your ANA Mileage Club number to earn sign-up and renewal bonuses.
- Review and Confirm: Check all information, agree to the terms and conditions, and then submit.
- Track Your Application: Expect a screening period of 1–2 weeks, with your card arriving 2–3 weeks after approval.
Fees and Interest Breakdown
Here’s precisely what you’ll pay to use the ANA JCB Wide Gold Credit Card, including annual, late, and interest charges:
Annual Fee
- ¥15,400 (tax included) for the primary card
- ¥1,100 per year for each family card (up to 3 cards)
Purchase Interest Rate
- Approximately 15.0% APR for revolving credit on purchases
Cash Advance Interest Rate
- Approximately 18.0% APR for cash withdrawals
Late Payment Fee
- If you miss a payment, APR can go up to around 20.0%, plus a one-time surcharge
Foreign Transaction Fee
- JCB typically applies a 1.5%–2.0% exchange markup on overseas purchases
Boosting the Value of Your Card
To maximize the benefits of your card, use it strategically.
Here are simple ways to maximize your mileage, perks, and rewards:
- Use the Card for Everyday Spending: Earn ANA miles on daily purchases like groceries, dining, and transportation.
- Link Your ANA Mileage Club Number: Ensure your miles are credited automatically by registering your ANA Mileage Club number.
- Activate and Monitor Campaigns: Join limited-time ANA or JCB promotions for extra miles or point bonuses.
- Book Flights and Hotels with the Card: Earn more miles by using the card for ANA bookings and ANA Traveler’s hotels.
- Use Overseas to Trigger Travel Insurance: Even one purchase abroad activates automatic overseas travel coverage.
- Pay via Apple Pay, iD, or QUICPay: Enjoy fast, contactless payments while still earning points on all transactions.
Managing Your Card with Mobile Tools
Using mobile tools makes it easier to track your spending, check rewards, and stay on top of your account.
Here’s how to manage your card efficiently:
- Register for MyJCB Portal: View your monthly statements, point balance, and payment due dates online.
- Download the JCB App: Check transactions, track spending categories, and receive notifications.
- Enable Auto-Pay Settings: Set up automatic payments to avoid late fees and interest charges.
- Track Oki Doki Points: Monitor your point earnings and check the transfer status to ANA miles.
- Use Apple Pay, Google Pay, or Mobile Wallets: Add the card to your device for easy and secure contactless payments.
- Set Alerts and Controls: Activate spending alerts or temporary card locks for added security.
Customer Service Contact Info and Support Hours
If you need assistance with your JCB card, we offer phone support in both Japanese and English during business hours.
Here’s where to reach them for general inquiries:
General Inquiries (JCB Customer Center)
- 0570-001-107 (within Japan)
- Available Monday to Friday, 9:00 AM – 5:00 PM (closed weekends and holidays)
- English support is available through select menus and services
For lost or stolen cards, use the emergency hotline listed on the back of your card—available 24/7.
Final Thoughts and Application Tips
The ANA JCB Wide Gold Credit Card offers strong travel perks, ANA mileage rewards, and reliable support for residents in Japan.
If you frequently fly with ANA, this card can enhance your travel experience and help you earn more with every purchase.
Apply online today to start enjoying the full benefits and exclusive features of this premium card.
Disclaimer
Card features, fees, and eligibility requirements are subject to change by JCB or ANA without prior notice.
Always refer to the official JCB or ANA website for the most up-to-date and accurate information before applying.